At the same time, a lot of us still feel like it couldn't happen to us. Now there's a site dedicated to proving how wrong you are.
It's a game. You start as a laid-off person, running out of money and making your own financial decisions. Then you see how long it takes you to end up homeless. (I guess it's possible there's a way to win this game, but so far, I haven't found it.)
Check it out here: http://playspent.org/.